Corporate Health Insurance
This insurance increases the attractiveness and retention of talent, reduces absenteeism and improves productivity , while also potentially generating significant tax savings . In many sectors, it is now a central element of the benefits package, functioning as a competitive advantage in the labor market.
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People and Talent Management
It is one of the benefits most valued by employees , reinforcing the so-called "emotional salary" and the perception of care from the company.
It helps attract qualified candidates and retain key staff , reducing turnover and recruitment and onboarding costs.
Productivity and Absenteeism
It allows quick access to consultations, exams and treatments, promotes early diagnosis and faster recovery, reducing sick days and frequent absences .
Employees with regular medical check-ups tend to have fewer uncontrolled chronic diseases , which stabilizes teams and operations.
An environment that promotes health and well-being is associated with higher levels of motivation and focus at work .
Tax benefits and cost control
In Portugal, corporate health insurance premiums can be considered a tax-deductible expense for corporate income tax purposes, up to 15% of personnel expenses, provided certain requirements are met.
The tax framework makes health insurance more efficient than equivalent salary increases, both for the company and the employee.
The company transforms part of the payroll into benefits with tax incentives, thus better controlling the overall cost of compensation .
Image, culture and social responsibility
It reinforces the image of a responsible employer, concerned with human capital and work-life balance .
It contributes to an organizational culture focused on well-being and prevention, which improves the internal climate and team cohesion .
It projects a stronger brand image with customers, partners, and the community, aligned with modern corporate social responsibility practices.