Multi-Risk Business Insurance

It protects assets, finances, and business continuity against unforeseen events such as fire, floods, theft, or civil liability to third parties . Without this protection, a more serious incident could jeopardize the economic viability of the company and businesses with significant investment in facilities and equipment.

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Asset protection

It guarantees the repair or replacement of buildings, equipment, and inventory in the event of a claim, preventing the company from bearing potentially very high losses alone.

Financial protection

By guaranteeing operating losses/loss of profits, it helps to pay wages, rents and suppliers during the shutdown, preserving liquidity and reducing the risk of insolvency after a serious event.

Business continuity

It allows operations to resume more quickly after fires, floods, vandalism, theft, or other incidents, reducing downtime.

Risk management

It functions as a risk management tool, transferring a significant portion of operational and financial risks to the insurer and providing greater predictability to planning.